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I know the holidays can be stressful, especially financially. I mean, if you’re like me, I love giving presents to people on the holidays. The joy of giving a present no matter how big or small it is quite satisfying and I love it!

But at the same time it stresses me out. I tend to forget how many family members I have until I’m out there shopping and then the next thing I know, I’m broke. Or I’m very close to it.

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